Pension annuity best buy tables

This page provides a snapshot of some of the best annuity rates available.

The illustrations are based on a fund of £100,000, with no tax-free cash taken and the annuity paid monthly in advance. They are also based on a number of different options (shown in the Green boxes). More information on what these mean can be found at the bottom of the page.

For your personal annuity illustration visit our Annuity Supermarket.

Provider Gross Annual Annuity Provider Gross Annual Annuity
Male Age 60 Female Age 60
Single Life, Level, No guarantee Aegon Scottish Equitable £7,144 Aegon Scottish Equitable £6,810
Single Life, Level, 5yr guarantee Aegon Scottish Equitable £7,117 Aegon Scottish Equitable £6,795
Single Life, RPI, 5yr guarantee Prudential £4,013 Prudential £3,714
Joint life 50%, Level, No guarantee Canada Life £6,543 Canada Life £6,515
Male Age 65 Female Age 65
Single Life, Level, No guarantee Aegon Scottish Equitable £7,901 Aegon Scottish Equitable £7,408
Single Life, Level, 5yr guarantee Aegon Scottish Equitable £7,850 Aegon Scottish Equitable £7,379
Single Life, RPI, 5yr guarantee Prudential £4,772 Prudential £4,412
Joint life 50%, Level, No guarantee Canada Life £7,069 Legal & General £7,047
Male Age 70 Female Age 70
Single Life, Level, No guarantee Aegon Scottish Equitable £8,956 Aegon Scottish Equitable £8,280
Single Life, Level, 5yr guarantee Aegon Scottish Equitable £8,847 Aegon Scottish Equitable £8,215
Single Life, RPI, 5yr guarantee Prudential £5,763 Prudential £5,213
Joint life 50%, Level, No guarantee Canada Life £7,812 Aegon Scottish Equitable £7,843
Male Age 75 Female Age 75
Single Life, Level, No guarantee Aegon Scottish Equitable £10,630 Aegon Scottish Equitable £9,610
Single Life, Level, 5yr guarantee Aegon Scottish Equitable £10,339 Aegon Scottish Equitable £9,438
Single Life, RPI, 5yr guarantee Prudential £7,263 Prudential £6,427
Joint life 50%, Level, No guarantee Aegon Scottish Equitable £8,925 Aegon Scottish Equitable £9,012

Last updated - 13 August 2008

Please be aware that rates may have changed since the table was last updated. These figures should not be used to calculate the income you will personally receive. The rates quoted from some providers may be an indication only and not be guaranteed.

Single life This means the income is payable to you only and will not continue to be paid to your spouse upon your death.

Joint life 50% This means that upon your death 50% of the income will continue to be paid to your spouse. Different percentages are available up to 100%. Where a joint life annuity is shown, this is based on a named spouse where the male is 3 years older than the female.

Level This means the income will remain level and not increase over time.

RPI This means the income from your annuity changes in line with inflation as measured by the Retail Prices Index.

Guarantee This means the annuity will continue to pay an income for at least that period of time (i.e. 5 years), even if you should die before that time. Guarantee periods of up to 10 years are available. Guarantees on protected rights are limited to 5 years.

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