SIPP charges & interest rates
The HL Vantage SIPP is among the lowest cost SIPPs available. Low costs mean that more of your money is working for you. In the words of personal finance writer Cliff D'Arcy:
After studying more than eighty different SIPPs, I've plumped for the award winning HL Vantage SIPP from Hargreaves Lansdown. This has no set-up fees, no or low on-going management fees, low share dealing charges, plus it offers big discounts via the HL fund supermarket.
Cliff D'Arcy, author of "The Financial Times Guide to Managing Your Money"
If you choose to hold your money in cash, view the cash interest rates we offer.
| What are the charges for the HL SIPP? | |
|---|---|
| Set-up | Free |
| Contributions (including transfers in) |
Free |
| Annual charge | 0% on cash and over 2,000 funds. For all other funds & investments we charge 0.5% + VAT up to a maximum of £200 + VAT per annum. |
| Fund dealing costs and charges (Unit Trusts / OEICs) | |
|---|---|
| Fund dealing | Free |
| Fund initial charges | We offer savings of up to 5.5% on the initial charges made by the fund managers. |
| Fund annual charges | Funds have their own annual charges, often around 1.5% |
| For more information on the fund savings available visit our funds section. | |
| Share and Investment Trust dealing costs | |
|---|---|
| Online dealing (Per deal) |
|
| Telephone and paper dealing 1% (£10 minimum and £50 maximum) per deal. Non UK stocks dealt over the phone are subject to a £5 additional charge. | |
Download the full fee schedule for the HL Vantage SIPP.
The above fees exclude the cost of any advice you may require. If you require advice, you would agree this cost separately with your adviser. If you have both an account on which you have not taken an income and an account in drawdown, there will be an annual charge on both accounts.
Latest investment ideas
Artemis Income
Invests across all areas of the UK market, plus up to 20% overseas, aiming to provide both long-term capital growth and a rising income.
Ignis Argonaut European Income
A focused portfolio of high-yielding European shares, aiming to produce a high income and some capital growth over the long term.
Newton Higher Income
Adopts a traditional equity income approach, aiming to provide a high and rising income over the long-term from a portfolio of UK companies.
Old Mutual UK Dynamic Equity
Some companies are capable of growth despite the poor economic backdrop. Old Mutual’s team are amongst the best in the business at identifying them.
Have a question?
- Read our FAQs
- Email us
- Call us on 0117 980 9926
(Mon - Fri, 8:30am - 6pm)




