Why the Vantage ISA?

As with all Stocks and Shares ISAs, the Vantage ISA shelters your investments from tax. However as it is part of the Vantage service, you also receive much more.

The advantages

Save initial charges of up to 5.5% on every new fund purchase. That’s a discount of £396 on a £7,200 Stocks and Shares ISA. Read more…

The chart below shows the difference between a client investing with no discount, and a client investing through the HL Vantage service with a saving.

If you invest £7000, with no discount your investment is only worth £6,615. Invest in the HL Vantage service with discount of 5.5% and your investment is worth £7,000

However many clients tell us that the service we provide after they have invested is just as important.

Your share of our renewal commission with loyalty bonuses up to 0.5% a year Read more…

When you buy a fund with a broker, part of the annual management charge is shared with the broker through what is known as renewal commission.

This renewal commission makes no difference to the annual management charges you pay. You would pay the same charges whether you bought the fund directly with the fund manager or through a broker – if you go directly the fund managers simply keep the renewal commission themselves.

Through the Vantage ISA (and Fund and Share Account) we share the renewal commission we receive with you through our annual loyalty bonuses. On a portfolio worth £50,000 we could easily save you £125 a year based on a loyalty bonus of 0.25% per annum.

One valuation, twice a year. The Vantage Service helps you streamline everything. With a single statement covering all your investments you will be able to see what you hold at a glance. Read more…

If you have several different ISAs, unit trusts or shares, then chances are you receive valuations all at different points throughout the year. For many the paperwork involved is now beyond a joke. However, the Vantage Service will hold all of these accounts under one roof. You will receive half yearly valuations and an annual tax schedule.

Increasing your investment choice, invest in any qualifying fund in the market, shares, investment trusts, corporate bonds and gilts. Read more…

We offer the choice of over 2,000 funds from 190 fund management groups, as well as shares, investment trusts, gilts and corporate bonds. You can even hold cash in your ISA (and receive interest) if you would like to open your ISA now and defer your investment decision until later. We reduce your paperwork and offer more choice, with independent comment and research to help you make the most of that choice.

Switch your investments with ease, if you need to change your investments at any stage, simply drop us a line, pick up the telephone or go to our website. No need for application forms and instructions are actioned on receipt.

View your holdings online, if you have internet access you can also register to view your account and place dealing instructions online, 24 hours a day, 7 days a week.

The best information, Our research department is dedicated to providing the best investment comments on funds. Read more…

Our research department is dedicated to providing the best investment comment on funds. As well as valuing your holdings we provide a concise comment for 300 of the most popular funds our clients hold with their valuations every six months, keeping you up to date with our views about your holdings.

If you have a query or you would like to know the value of your holdings our helpdesk, based in our Bristol offices, will answer your questions the old fashioned way – in person.

The Vantage ISA could save you time as well as money, investing in an ISA couldn’t be more flexible. Whether you want to invest a lump sum or regular savings the Vantage ISA accommodates this.