ISA transfers

By transferring your existing Stocks and Shares ISAs to the Vantage Service you can benefit from:

• Initial savings of up to 5.5% a year on the initial charges for more than 1,700 funds.
• An annual loyalty bonus of up to 0.5%.
• Competitive rates of interest on cash.
• The ability to pick and mix from thousands of funds and shares.
• A Help Desk on hand to answer any questions.
• The ability to view your portfolio and place deals online 24 hours a day.
• Regular expert research delivered describing opportunities and threats to your portfolio.
• One simple, easy to understand statement sent to you every six months that includes all your ISAs and other holdings.
• Telephone dealing in funds, shares, investment trusts, gilts and bonds.

If you already hold an ISA, bringing it into the Vantage service is easy. Simply complete an ISA transfer form, return it to us and we do the rest.

How to transfer a Stocks and Shares ISA

1. If you are happy with your holdings then we suggest you transfer as stock. This is where your funds are transferred as they are, without any changes. Almost all fund managers offer stock transfers and whilst a few levy exit fees, these are typically no more than £25 and can often be recouped with the loyalty bonuses we offer on more than 1,200 funds.
2. If you have decided it is time for a change, we suggest you transfer as cash.You can indicate the fund(s) you would prefer on the transfer form and we shall arrange for your current holdings to be sold, the proceeds transferred and then reinvested within the Vantage ISA as soon as we receive them. Alternatively, we can hold the proceeds as cash for later reinvestment. If you transfer as cash please remember that you will be out of the market while the transfer takes place. This can work in your favour if the market falls, but if it rises you will not benefit from any growth while you hold the cash.

If you have any Cash ISAs you can also transfer them into the Vantage Service.

Learn more about transferring a Cash ISA.