This really is your last chance to use your ISA tax allowance before the end of the tax year. Unless you act by Saturday (April 5) - the last day of the tax year - you will lose this year's valuable allowance forever.
Within an ISA (Individuals Savings Account) you pay no capital gains tax on any gains and no further tax on the income; you don't even need to declare ISAs on your tax return. There are no further charges for cash and for the vast majority of funds so most investors receive these benefits for free.
In recent months the stock market has been volatile, moving both down as well as up.
If you are not ready to invest in the stock market until prices become more stable, choose our high interest cash option to secure this year's Stocks and Shares ISA. Cash is a stress-free, risk-free, interim solution. You can opt to receive interest of 6% p.a. gross fixed for the next three months (paid at 4.8% net in a Stocks and Shares ISA). Then, after three months, we will send you a selection of investment ideas to consider or you can carry on holding cash and receive interest at our standard variable rates until you decide where to invest.
Alternatively, if you think this is an opportune time to invest we give you the details of our latest investment ideas.
If you have already made your own choice we can almost certainly offer you a better deal than anyone else - to see how much you could save check our fund research and discounts.
If you have a debit card such as Switch, Maestro or Visa (but not a credit card) you can apply online for this year's Vantage ISA or for this year's and next by calling 0117 980 9950 please read the Terms and Conditions and Key Features first. At the end of the tax year our telephone lines will be open from 10am to 4pm on Saturday 29 and Sunday 30 March, 8:30am to 8pm from Monday 31 March to Friday 4 April and from 9am to midnight on Saturday 5th April.
If you have any questions you want answering before making up your mind please do not hesitate to contact our helpdesk on 0117 900 9000, they can put you in touch with an adviser if you are unsure about the suitability of an investment.
