Win £14,200 by investing in your ISA

If, like 83% of our investment clients, you believe taxes will rise over the next three years then securing this year's ISA (Individual Savings Account) allowance has never been more important.

Within ISAs you pay no capital gains tax on any gains and no further tax on the income; you don't even need to declare ISAs on your tax return. What's more, with no further charges for cash and for the vast majority of funds, most investors receive these benefits for free.

In fact, if you pay tax and have capital to invest, there is every reason to use your ISA allowance. However with the end of the tax year just days away you must act now if you want to secure your allowance, so we have made taking up this year's ISA as simple as possible.

If you are not ready to invest in the stock market right now, choose our High Interest Cash Option to secure this year's Stocks and Shares ISA. Cash is a stress-free, risk-free, interim solution. You will receive interest of 6% p.a. gross fixed for the next three months (4.8% net in a Stocks and Shares ISA). Then, after three months, we shall send you a selection of investment ideas to consider or you can carry on holding cash and receive interest at our standard variable rates until you decide where to invest. More about the High Interest Cash Option.

Alternatively if you like many others think this is an opportune time to invest we can almost certainly offer you a better saving than anyone else, - view our savings now. We can also offer you some of our latest investment ideas for funds if you haven't yet decided where to invest.

Everyone who takes out a Vantage ISA through Hargreaves Lansdown, whether they start with cash or invest in a fund, will be automatically entered into our free draw. The winner will receive a cheque for whatever they have invested in the ISA so, in effect, they will receive that ISA free. If you also invest in next year's ISA the amount to be won could rise to £14,200 (terms apply, see below).

No purchase necessary for the Prize Draw. For competition rules please send a SAE. Last date of entry is 6 th April 2008 . The draw will be made, and the winner notified, in April 2008 and they will receive a cheque for the sum they subscribe (not including transfers or switches) to their Vantage ISA between 6 th April 2007 and 6 th April 2008 . Minimum value of prize is £10. The FSA do not regulate the prize draw.

If you have a debit card such as Switch, Maestro or Visa (but not a credit card) you can apply online for this year's Vantage ISA or for this year's and next by telephone by calling 0117 980 9950 please read the Terms and Conditions and Key Features first . At the end of the tax year our telephone lines will be open from 10am to 4pm on Saturday 29 and Sunday 30 March, 8:30am to 8pm from Monday 31 March to Friday 4 April and from 9am to midnight on Saturday 5th April.

Alternatively if you would prefer to invest your ISA the old fashioned way, you can download the application form for the 07/08 and 08/09 tax year here.