The taxman won't stop the clock for you - but we can help you to beat it and ensure you use your ISA tax allowance before the end of the tax year. If you pay tax and have capital to invest make your ISA application by April 5 - the last day of the tax year - or lose this year's valuable allowance forever.
Within an ISA (Individuals Savings Account) you pay no capital gains tax on any gains and no further tax on the income; you don't even need to declare ISAs on your tax return. What's more, with no further charges for cash and for the vast majority of funds, most investors receive these benefits for free.
If you are not ready to invest in the stock market until prices become more stable, choose our high interest cash option to secure this year's Stocks and Shares ISA. Cash is a stress-free, risk-free, interim solution. You can opt to receive interest of 6% p.a. gross fixed for the next three months (paid at 4.8% net in a Stocks and Shares ISA). Then, after three months, we will send you a selection of investment ideas to consider or you can carry on holding cash and receive interest at our standard variable rates until you decide where to invest.
Alternatively, if you think this is an opportune time to invest we give you the details of our latest investment ideas.
If you have already made your own choice w e can almost certainly offer you a better deal than anyone else - to see how much you could save check our fund research and discounts.
If you have a debit card such as Switch, Maestro or Visa (but not a credit card) you can apply online for a Vantage ISA or by telephone. To apply by telephone, simply read the key features and terms and conditions and then call 0117 980 9950. Our telephone lines are open from 8.30am to 5.30pm , Monday to Friday.
If you want to talk to somebody before making up your mind please do not hesitate to contact our helpdesk on 0117 900 9000.
