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Making the most of your pension - with a free travel bag

Free gift bag

Transfer your pension to the HL Vantage SIPP (Self Invested Personal Pension) this April and, as long as it's worth at least £30,000, we'll send you a free leather travel bag in time for your summer holidays.

The HL SIPP enables you to invest your pension in more than 2,000 funds with some of the UK 's most respected managers. We aim to provide you with all the award-winning research and analysis to make the right investment choices for yourself.

You can also invest in shares, exchange traded funds, investment trusts, bonds, gilts or simply hold cash at a competitive rate of tax free interest.

You can manage your Vantage SIPP online, by phone or post. This means you can always check its value and performance - and if you do spot new opportunities or find that one of your investments is lagging it's an easy matter to make the switch.

Transferring one or more poorly-performing pensions is easier than you may think. Simply complete the application form and a transfer authority for each policy you wish to transfer - then leave the rest to us.

We'll contact your existing pension provider to arrange the transfer of your pension and then let you know when you can start enjoying the freedom of your SIPP (Self Invested Personal Pension). Before transferring a pension you should check that you will not face unreasonable exit fees or lose any valuable guarantees.

One final thought: During turbulent times investors often decide to transfer their pension but then change their minds because it 's value has fallen. We believe that if your fund has been languishing for years there is a good chance it will continue to do poorly - whereas if you have identified funds with good growth prospects in another pension, such as our SIPP, these are likely to offer better long-term potential.

SPECIAL OFFER: FREE leather travel bag when you transfer pension(s) of at least £30,000 into the HL SIPP by 30th April

With summer just around the corner we've commissioned a stylish and practical leather travel bag as a gift. Apply to transfer pensions with a value of at least £30,000 into the HL SIPP before 30th April and we shall send this to you with our compliments. The timeless bag is made from brown leather and should be the maximum size allowed for aircraft hand luggage. Equivalent bags retail for between £100 - £150. We are expecting delivery of these bags in early June.


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