Transfer existing cash ISAs
Cash ISA interest rates
| Provider | Interest Rate on £3,600 |
|---|---|
| Abbey | 0.50% |
| Barclays | 0.10% |
| Co-Operative | 0.50% |
| First Direct | 0.20% |
| Halifax | 0.10% |
| HSBC | 0.20% |
| Lloyds TSB | 1.00% |
| Nationwide | 0.25% |
| Natwest | 0.60% |
| RBS | 0.60% |
| Smile | 0.31% |
These are the typical rates on instant access ISAs, they do not include any introductory bonuses. Some providers offer more than one type of Cash ISA. Correct at 02/04/09.
How does a Stocks & Shares ISA differ?
Cash ISAs and Stocks & Shares ISAs are different.
For investors who are happy to forgo the capital security of cash, Stocks & Shares ISAs offer the potential for a significantly higher return. However, unlike Cash ISAs, Stocks & Shares ISAs can fall in value as well as rise so you could get back less than you invest.
Please note that you can transfer money from a Cash ISA to a Stocks & Shares ISA - but not the other way around.
Within a Stocks & Shares ISA with Hargreaves Lansdown you can invest in any combination of:
- Funds - almost any fund open to private investors (our clients currently hold over 2,000 different funds between them)
- Shares traded on the London Stock Exchange; the DOW 30; Nasdaq 100; S&P 500; European top 300 shares
- Corporate Bonds
- Government Gilts
- Investment Trusts
- Exchange Traded Funds
You can even leave your investment as Cash within a Stocks & Shares ISA with Hargreaves Lansdown and then make an investment when an opportunity arises. This option is also useful if you want to sell an investment and hold the proceeds as cash before making another investment.
Since April 2008 you have been able to transfer a Cash ISA to a Stocks & Shares ISA.
Why should you transfer your Cash ISAs to Hargreaves Lansdown?
- Target a better annual return than you can currently obtain from cash
- Low costs & the best fund discounts - with no dealing charge on funds
- Manage your account online - with our award winning website
- The widest investment choice - our Stocks & Shares ISA gives you more choice than any other provider
- You can mix and match different investments - you are not restricted to one fund management company
- Free investment research and investment ideas - sent to you by post but also available online
- No call centres or automated answering systems - just friendly, knowledgeable people that you can speak to if you need to
- We will even pay you an annual loyalty bonus for keeping your investments with us!
Plus you can transfer all of your existing investments to your Hargreaves Lansdown account and manage them online through our easy to use website. Now, more than ever, this is essential to help you maintain a balanced portfolio and allow you to switch between different investments (or even cash) as the market moves.
How to apply
Apply online in just 5 minutes for market beating ISA savings and pick from over 2,000 funds.
Transfer an existing ISA
Every year thousands of clients transfer their investments to us, saving themselves time and money.
Save tax on your existing investments
You can use existing shares (rather than cash) to make your ISA contribution for this tax year. This is called Bed & ISA.
Have a question?
- Read our FAQs
- Email us
- Call us on 0117 900 9000
(Mon - Fri, 8:30am - 6pm)