Regular savings

You can invest monthly with the HL Vantage Fund Account. Not only is it one of the easiest ways to save, but the Vantage Fund Account gives you complete flexibility - invest as much as you want with the luxury to withdraw whenever you like. We offer over 2,000 funds, initial savings of up to 5.5% plus much more...

When to start

You can never start too soon; the most important thing is to start. As the legendary investor Sir John Templeton said; "the best time to invest is when you have money."

The great thing about investing a small amount each month is that most investors have the money.

The Vantage Investment Plan - The Vantage Fund Account

We have tried to perfect the regular savings plan concept and certainly believe that our Vantage Investment Plan is unbeatable in terms of charges, flexibility, choice and convenience. We also suspect you might suggest it to younger members of the family - who perhaps don't have capital to invest but could make a regular contribution to secure their future. You can also open an account and start a savings plan for your children or grandchildren.

Please download a copy of our guide to see how:

• Providing you only invest an amount you can afford, after a few months you will become used to those payments leaving your bank account. By keeping your money at arms length you could build up a significant fund for the future.
• Investments will fall as well as rise, but with regular savings falling markets allow you to buy more of the investment at lower prices, so if the market eventually regains the lost ground they will count for much more. If the market rises you profit from the increasing value of investments already made. Providing you encash your plan when the price is higher than the average you've paid, you will make money.

Our discounts can have a sizeable effect on your portfolio. We can save you up to 5.5% per month and offer Loyalty Bonuses of up to 0.5% a year. Please remember that tax treatment can change over time and their benefit will depend on your circumstances.

Download a copy of our guide to regular savings

How to apply

If you are ready to start a regular savings plan you can now apply online. Alternatively you can download and complete the Vantage Fund Account application form. Once completed, return it to us and we will do the rest.

All investments should be regarded as for the long term because they can go down in value as well as up, so you could get back less than you invested. Any yield is variable and not guaranteed. Our research is provided to help you make your own investment decisions, if you are unsure of the suitability of an investment please seek advice.